When I said modify I meant simple so as not to effect insurance too much. Already got myself a decent stereo (Fucking peugeot want £20 to tell me the code! It's my fucking radio and I have to pay to use it!

)
Thinking decent set of alloys (Wont effect insurance too much, think when I tried it, it only went up a fiver) and general tidy up. Once insurance is cheaper she's getting lowered and from there? Who knows?
As for the "burn it and buy a Ford comment", every ford I saw for sale was rotten and/or overpriced