from wat i can tell its the outer pad catching but its not a constant scratching sound more like an on off at a certain point in revolution of the wheel, i did notice wen the car was parked up at work that theres a start stop line on the disc where the pad could be catchin, and noticed tonite being it hasnt got ABS .
i can tell its nippy tho my last 2 cars mk2 golf had 55hp and ibiza had 60hp lol tho the golf was built like a tank