was hit by an old biddy on a roundabout just before xmas, when she t boned us from the left. to cut a long story short my passenger suffered whiplash and the old lady admitted full liabilty. my passenger has already been offered a grand for her back, no questions asked via the 3rd party insurers. my question is, should she play safe and take the offer or knock it back and aim higher? first time ive been in an accident. my bmw suffered 2k worth of damage which the insurers have agreed to pay. thanks for the advice