well ill risk it. im not arsed about the insurance problem. if need be and i do have a crash i can just pay the difference to be insured properly they give you a chance to be that before they void it. had it happed to a few people i know and my dad, he didnt put his alloys on his insurance when he crashed in the snow so he had to pay the difference to be covered i think it was about £15 hahahahh