Admiral and its other group of company's have brought this into effect, and to all of us its unjust and bang out of order as whats the point of doing a course which is more expensive than taking a fixed penalty if they are likely will hit you in the pocket anyway the same as if you had points, as said if its a question they ask you are required to answer it honestly, as it comes under failure to disclose act and will be a weapon they use to void your insurance if probed into, I suggest all motorists use another insurer and not one linked to any admiral business partner as lucky for us not all insurers are so damn pathetic (YET), its little more than a money making template for insurers to hike our premiums