Hi guys,

i'm looking to get a wee van for kicking about in, as I play in a couple of bands so this would make transporting my gear a lot easier. It'snot gonna be used to keep tools in, or for a business of any kind.

I've had a quick look for insurance, but a lot of places won't let me carry over my NCB from my car - I'm up to 13 years, and really don't want to lose this.

Also, heard that if I then decide to go back to a car later, I can't transfer any no claims back to a car policy.

Is this all correct? Pretty disappointed if it is