Originally Posted by
Oranoco
Winds me up though that they don't let you share your NCB and you have to build 2 lots. But they expect to penalise you on both policies if you claim on one. Seem a tad unfair? I think so
yeah it is rediculous.
it is no claims discount. the point being "no claims" not "no claims on this vehicle".
They seem to change its meaning to suit them, ie "no claims" when you have an accident so they can rip you off on all policies, yet "no claims on this vehicle" when you want to get a second car.
I refuse to accept they have reasonable grounds in their actuaries to not take into account NCD earned on other cars.
Clearly a good driving history is a lesser risk wether you have 1 vehicle or 10.
They do it when you add extra drivers as they assume youll be driving less.
so they understand the principals just chose not to use it so they can rip us off more.
I do hope the so called independant investigation into the insurance industry actually does get full access and is truley independant, with the results meaning the government thus have to act.
however we all know they either wont get the access needed or will not be independant hence the rip off and unfair behaviour wont be exposed.