I have been looking for a replacement car and something somewhat newer lately. Had a look around and found a nice example on eBay but the guy was honest and said there was some finance owed on it. I emailed him and he told me that basically he got stung, he purchased the car 3 years ago without HPi checking it and once he bought it he said he found a leaflet on it one day to get in touch with a lending company. Long story short he has put a private registration on it and had the alloys re-done in gloss black. He believes that after 3 years there will be no further interest in the car from the finance company and as it is on a private registration it will be hard for them to find the car if impossible if they so wanted to repossess it?

Obviously im now not interested in gambling 6k on a dodgy car and the guy has since removed the advert and his account doesn't exist any longer.. maybe he spooked himself?

Just wondered how hes got away with it for so many years? obviously the finance is not in his name, finance isnt registered against his address, plus it has a private plate.. so has he just been lucky or is it generally hard to track a car down that has money owed once its not sat outside the address the finance was taken out against, and has a private registration on?