Originally Posted by George Agdgdgwngo

Sometimes after a car accident both parties agree they would rather handle the financial issues themselves than contact their insurance companies. But, if you decide to make an agreement to receive a payment from the other person involved in the car accident or you agree to give them a payment instead of using your insurance company to handle the claim, you still need to file a crash report with the police. You don't know what the other person in the car accident will decide to do or say later. With a police report there will be a legally documented description of what occurred just in case something else come up from the car accident later.