Complete and utter nonsense,the police only get involved to take details anyway,they cannot apportion blame.
Where people come up with this shit from I'll never know.
As I stated previously it's policy dependant as we enquired when we had the BMW crash listed above and were told if its in hand and were happy no problem.
Everyone complains on here about high premiums,why do you think that is if they need to employ x number of extra staff to deal with people ringing up cos their neighbours hit their £300 golf and cracked an indicator lense?
How do you think these ambulance chasers get their victims details?Like when a guy had a personal injury claim firm pay out £3000 to his " victim" when he broke the wing mirror off her parked car!!!he paid her in cash to sort it but she informed insurance and they ended up giving her compo!!!
If the op's happy with just getting his motor repaired then let it carry on and don't involve them,not everyone on this planets a cunt!!
Daiburnsy who posted above may recall his insurance company getting involved in this very type of thing with lounsy's 318is when the person who hit him totally admitted liability,his ins co agreed yet dais ins company waded in and Louns ended up losing about £1300 cos dais insurance company failed to claim the storage costs from the other side.when realising their mistake they took the money from Louns payout leaving him with £500 for an £1800 car.
Not always worth involving them as they want their cut as well then,it wasn't long ago a big firm got done for "massaging" non fault claims like adding £300 admin fees onto garage bills,adding days to hire cars that were returned on time.
The whole industry is a scam,I know from first hand experience and could tell you some stories about it but not on an open forum!!!