we have protected ncb but have been crashed into plenty and never had the premium go up
he was the company director and its a big co so no dramas there.
the last one was her escort si mk5b tescos manager reversed into it in a freelander and broke the headlamp and they paid us and we kept the car and ran it another year and outed it all told
point is it wasnt dented and now it is and it was his fault therefore its going thru
i would have let it ride but to say he hadnt hit me when out bumpers were interlocks its just stupid
a farmer his her old escort bonus (all turbo bar engine) he paid us £150 to keep stumn but i paid £50 for the car t+t'd so not so much of an issue and i filled and painted it out of a can! looked really good considering