thing that annoyed me last time i called up to sort my new runaround insurance (went from a Puma to a 106 diesel) only had 4 months left on insurance anyways so i had to pay a bit extra but when i asked them how it was possible that it was the same cost as my puma being that a puma is better, faster and a higher insurance group it appears not that insuance groups dont matter. there are more 106's on the road than pumas so there have been more accidents meaning that they are more likely to have a crash. so basically insurance groups mean jack all.