expect renewal quotes to be higher,took my trader policy out on the 31st of august but if it was a day later it would have been £400 more,I pay £1300 a year but I have the rs turbo onit,my 07 astra van cdti and anything else I want on there upto group 17,thats with 0 ncb but they said this year even with 1 yrs no claims and I'll be 25 it will be more expensive,im only a Part timer trader ie no premisses or vat registered,bit off topic but worth bearing in mind that prices are rising