That just the price for a business, he has to have insurance for cars up to 300k in value. He would charge around 60 for the call out and then it goes by mileage.

The problem with N.I. insurance isn't down to the drivers being higher risk etc it's down to the fact that personal injury claims are higher due to them being settled by a Judge rather than a jury like the rest of the UK.

http://www.bbc.co.uk/newsbeat/14038284