My Mondeo insurance is due and been lookin about

Im 26 (27this year)
Male
Single
SL1 postcode
2years No claims
Never claim
No points ever
2002 Mondeo Zetec S TDCI(130)
Doin les then 4000miles a year
with my Mum Dad added on the policy so if needs be they can use my car.

Last year with 1years NCB fully comp it was around the £600 as i swaped car middle of the year.

This year best deal i got was Admiral £691.12
Called up Direct Line as my mum dad with them
got a bit of dicount etc etc best price so far £626.46 full comp

seem a bit high for what it is and what i do, Direct line i been on my dads policy since 2005 and got a fair deal as with out my dicounts it was over £700.

Everythin going up?? even my bike renewal is up buy £80 and thats with 8years NCB????

anyone point me the right way??