Originally Posted by
MarkyMark
If its CAT B insurance shouldnt let you buy it back and if they do you are not legally allowed to break it
You are legally allowed to do what you want.
The entire insurance category system is a ABI code of practice and is not legally enforcable in any way shape or form.
yes all insurers, salvage companys etc have agreed to comply with it, but it is not applicable to private individuals.
there is nothing in law to stop you putting any category of vehicle back on the road as long as it pases the required VIC check and is legally roadworthy
Nowhere in the code does it say that vehicle owners cannot retain salvage.
The ABI code itself even obliges the insurer to return the V5 to the owner after advising them of VIC check on re-issue of new V5:
Where vehicle salvage is retained by the owner/registered keeper and subsequently sold on, they should be made aware by the insurer that the
vehicle may have to undergo a VIC test before a replacement V5C is issued
by DVLA. The V5C must be returned if it has been provided to the insurer for
scrutiny prior to claims settlement.