Originally Posted by
Oranoco
Because in the event of a claim they are worse than useless. Had to fight for friends and family that have been with them. Wouldn't even use them to insure a shitter nevermind my pride and joy.

Thing is my mate had to claim twice and had no issues whatsoever. Got a fair price and settled quickly... Obviously not saying you didn't have problems but they don't always seem totally useless...