Someone crunched my drivers wing on my old s reg st24 last year. His insurance dealt with the lot and I had a newly painted wing, new drivers side shocker, new bottom arm and rack end. They even put two new front tyres on because I was running about for 2-3 weeks while they dealt with it and the damage prematurely wore a tyre down. Thought it was a write-off. They paid £1428 to repair the damage!