Originally Posted by
bishbashbosh
I would get it on finance that way if things go tits up you have the cash in your savings account to fall back on or pull you out the shit.
Plus if you keep up the repayments then you will increase your credit score and in the long run that will help no end.
and there goes the wet dream of the credit card company
ill borrow 10k and repay 14k over 2 years
ive got 10k in the bank tho (for a rainy day) but that will get me 10 500 in that same 2 years
hang on thats 3.5k out of my pocket and into the credit companies, i know what i would do!!!, that money saving expert dude used to say this and i thought nobody would do it in such a stupid waste of money way
as for credit score i have a nice bit of cash, credit cards i rarely use unless online and always pay that mth, no phone contract (works phone) car insurance is paid there and then, all bilsl paid with not s single thing on credit, i has accounts at work do a credit check and i passed, now i dont know what sort of pass but i could take anything from them there and then
credit score costs money to get but it wont make you tea or give you a lift (and makes no odds to me)