So the possibility of being charged with fraud is another bonus you could potentially look forward to?
Seems saving a few ££ by not declaring things is overshadowed by the ass raping you will get if you need to claim.
I'll be honest I've drove before without declaring certain things but not for a long time,older and wiser i suppose but you hear so many different story's about mods,insurance companies not paying in certain circumstances that it's always made me wonder if you do get away with not declaring things and claiming without a problem as the assessor doesn't know or care on the day.