Just had the renewal. Gone up £40 !!! S1 with a few sensible mods now coming in at a shade under £300 Insured the family Volvo S60 fully comp, 2 drivers, same value, unlimited miles (with breakdown) for less. I'm 43. S1 on a 4000 miles policy and accident free since 1988 !!! Safe to say i'll be changing insurer this year