If you get disqualified under the totting up procedure (12 points) take a 6 month ban, get your licence back, then get 6 points again, is that your maximum? Because i was lead to believe and from what i can find on google and various sources that its basically as follows;

First ban under totting up - 6 months, then licence comes back clean

2nd ban after totting up another 12 points - year ban

3rd ban after totting up another 12 - 2 year ban

Do it a 4th and its revoked/have to retake test?

I ask this because ive just had a debate with a police officer about it who seemed to have nothing better to do than to want to play question time with me whilst i was on my way home, i was pulled for ' wandering under and over the speed limit by a few mph ' how petty? She told me if i get any more points i will have to go back to court for a decision as im already on 6 and that is the maximum you can have within first 2 years of getting a licence back? Ive had it back just over a year.

Im really confused now.