Originally Posted by Mr S1

Under NO circumstances WHATSOEVER do you pay the seller. You ask who their finance company is, and get written conmfirmation of the settlement figure. You then transfer the swettlement figure across to them directly and get written confirmation form them their interest in the car is relinquished. If there is any difference to be paid to the seller THEN you give them the balance.

DO NOT DO IT ANY OTHER WAY.