Right so I'm 25 and I have been pretty slow in doing my licence but im in the process of sorting it. On the 09/12/11 I got an insurance quote on a Ka van heres the details I gave

25, Married, Employed, Van parked on drive, 10k miles a year, just past test etc

Results
09 December 2011 05:30
Cheapest price:
£1540.60
FORD KA (69 BHP) 1299cc
Comprehensive cover, no NCB

£250 voluntary excess requested
Worked out to 1600 with monthly payments.

I have done another quote tonight same above details
£2,361.26
Instalments

Deposit: £708.40

Monthly: 11 x £177.04

Total: £2,655.84

So in that time what has bloody changed in the world of insurance Im eager to find out.

Anybody know ?