dunno if mentioned, but have you car listed "as parked on main road" and not "on the drive" as apparantly this bumps up the premium because the robbing cunts will just rob your house to get keys. if its on the road there is less chance apparantly! something an insurer told me!

i had 9 points on my license at one point, and didnt even bother declare them!

another thing i think which should be brought into touch is, i think u should: apply for a pro license at 17 but not be able to take a test untill your 18 to gain experiance on the road!!!