Way back in 1999 At 17 My first years insurance on my d Reg Orion 1600 ghia was £1650.00. That was with my dad on the policy.
2nd year was £1200.
3rd year upgraded to a mk3 k Reg 1800i ghia. That was £1000.

If you really wanna drive you'll find the money one way or another. You need to get the experience on the road for it to come down.
I understand the prices are extreme but they always have been.
Just keep shopping around.