there could be a seperate court case to establish the liability side of things. It took a bus company over 2 years to admit liability for my accident. it ended up 75% 25% split. i was given 25% as i should have slowed down on the approach to the junction (just incase he pulled out in front of me) Stupid yes, you are always partly to blame in one way of the other, ie you were on your way to work and you should have slowed down approaching the junction just in case.