Hi Carlos,

Modern and safe is the way to go.

The perception is that when you're starting out buy a £500-£1000 old car, which was the way that most of us started out.

Brakes, suspension, regular maintenance and passenger safety rating of the vehicle are all factors now. Which with an older low value model will usually not compare well to newer models.

These days, with the rise in personal injury claims being the main factor driving the cost of cover skywards Insurers look at the safety of the vehicle.

It's not so much the cost of replacing or repairing your vehicle that concerns Insurers, as this is a known quantity. It's the potential for an injury claim (or claims) that will be influencing the price new drivers pay.

Has your partner just passed her test, or has she been driving for a while under a full licence (but been named on other people's policies)?

Kind regards

Tony