Going to get the Mrs driving next year but what car to get her for her first? Seems that the older the car the worse the quote.
She is 25 so ran quotes for her as having a licence and see what we got.

My ST £1800 with me as 2nd driver
Mondeo ST Tdci £2800
Focus Estate £2500
Fiesta £3000
C-max, S-Max £2000
Focus MKI £3000

For a laugh, parked on street day and night 10k miles a year
Aston Martin Vanquish £2500
Ford GT40 £2650

WTF??????

Is there a science behind it? Where should we be looking for a first motor?
I want the Titanium X Mondy Estate so it could possibly be a case of Mrs insures the ST and I insure the Mondy if I got one.

How does it work? Is there a certain type or group of car we should look at as quotes are a bit hit or miss?

Typical first cars like small Fiestas and the such are the most expensive, is this because that is the sort of car people start driving and crash?

Thanks in advance.