im looking at getting a cheap runaround just because its approaching that 2 year without a car threshold and i dont want to lose my no claims. ive been driving a company motor for the last couple of years since someone rear ended my own car and wrote it off but that 2 years without a claim in my work van isnt counted on my personal record.
i do a lot of miles as well. since i got my sprinter new in april ive put 24000 miles on the clock.
a fairer way for no claims might be at set mileage points rather than time as someone who does 40000 miles in a year and doesnt crash should be less of a risk than someone who maybe only does 5000 miles a year.