Take the overall advice then and run it into the ground.
In 12 months I should be able to insure a Mondeo ST24 for about £1700.
So maybe wait till then and get something like that to hoon about in for a 12 month before I go back to something economical.

Oh and most forum insurers won't touch me as I'm not 19

And to top it all my central lockings just started playing up