Currently the Mrs and I are sharing a car. I am a named driver on her policy, but I dont earn any NCB... which isn't really ideal because I am getting murdered on insurance policies for not having any NCB.

I am trying to work out if it is possible to have one insurance policy on one car for two people and for each person to earn their own NCB?

But I can't seem to find any policies that do this. Do such policies even exist? Or am I just going to have to bite the bullet and pay two policies?