Originally Posted by
vaughant
Isn't it something to do with the fact that a personal injury claim is decided in front of a jury rather than just through the insurance companies themselves.
Mind you,phoning up and giving the bogside as your main address trying to insure a Lamborghini may not yield favourable results!!!
99% of the time injury claims are settled before it goes anywhere near a court. It is 100% due to the corrupt system we have in the UK.
Greedy insurers who love to pay out to fraudsters and wont pay out to genuine claimants. Corrupt solicitors and repairers who charge a clean fortune, because they know insurers just love to throw money at them
It's a win win situation for them all though. They pay out more, dont bother their arse investigating any fraud, and just put premiums up because it's a legal requirement and we have little choice but to pay.
How can they possibly lose ?