yeah but where do you draw the line???
if insurance and industry have decided MoT isnt good enough are they going to implement their own minimum standards and ignore DVLA??
what next, under 30s unemployable in driving roles or jobs with access to vehicles because statistics show they are a high risk group and a "good" employer using an under 30 year old in a driving role could in theory be found guilty of taking a risk??
You cannot eliminate all risk. just not possible. There has to be a whats accepted as "reasonable" levels of risk and precautions. compo culture seems to be writing "reasonable" into "absurd" and rediculous.
what next, professional drivers have to do a annual retest/driving standards assessment wear a crash helmet and a fire proof suit
co-orporate responsibility is going too far IMO.