Yea i had it on my kwik fit i had the focus ST insured but i had diesel i used to do go to work in during the week and i just had the logbook in my mums name, but yeah guess everyone was doing that, the last two policys ive had dont offer that level of cover. I also thought i was insured to drive my mates car as we are both fully comp but turns out i wasnt and i ended up getting 6 points for the privelage. gotta be so careful these days..