Not really sure how this insurance malarky works to be honest.

Im with churchill at present, aged 24, 2 years ncb, driving for 6 - 7 years, and pay about £500 a year TPFT on a ST24.

Basically i like buying and selling cars from time to time, i dont want like a traders policy, but im after some sort of policy where i can be insured on one main vehicle but then if needs be insured on another? For example, i had a 2000 reg mondeo, i bought a ST24 1998 last weekend which has failed its MOT, I was going to put the ST24 in for its MOT repairs, but i need a car for work, only other option would mean changing it back over again to my 2000 reg mondeo (at a cost of £16 admin charges) and then back again onto the ST24 (at another cost again of £16)

Is there any companys that can help with this? I was insured with kwik fit once and i could drive other cars that didnt belong to me and wernt under hire purchase agreement.? but every policy ive taken out since dont seem to offer this anymore?

Cheers