do your cbt £100, buy a cheap 4 stroke 125 £700+, lid/gloves/jacket £200, 75mpg, £15 a year tax and no such thing as traffic, i use my ZX6R everyday to commute and it cost me £15 to do 130 miles(weeks commute to work and back) yeh its cold and can be wet but you can layer up and you wont notice it and you get to see all the grumpy gits sitting in traffic as you ride past em insurance is proper cheap too, i pay £10 a month on the 6.