Wife had an accident this AM with one of the cars, on which I am the policyholder and she's a named driver.
Now, I also have two other cars, both with seperate policies, and all HAD full NCB, but am I right in thinking if i claim on one I lose the NCB on all of them, since they ask you the dreaded "Have you had any claims or convictions in the last 5 years?"......
Are your NCB protected ? If they are you will only loose the NCB you were due this year, in other words you will loose one years ncb.
I know this as my mate had a crash at the beginning of the year and he was a named driver on the policy held for the car and his stepdad only lost the NCB he was due to get this year.
Its hardly a big issue and shouldnt affect insurance prices for you when you renew your policy.