Originally Posted by Christian and Beccy

Then I'm pleased for you. Once you have a home/mortgage/kids etc, unless you're one of the lucky few thats on a ridiculous wage, you do have to streamline your costs wherever you can.

I'm not a penny-pincher by any means, but for the sake of asking the question, I didn't see the point of having it on there if it wasn't needed.

Anyway, I have sorted it now and the answer totally shocked me.

My premium went UP once I removed the commuting aspect!! LOL. So I've left it on there.