I am 24, I have 3 points and 5 years no claims. I'm paying £680 fully comp all mods declared @170bhp.
Thats with "A-plan".

Also, the guy on the phone was really friendly. He asked me if I had a link to any forums the car is on so I sent him here and that gave me a discount, then he saw my restoration thread and classed me as an "enthusiast" which dropped it a bit more.