Looks lovely.....but not even being an RS, 16k is way over valued irrespective of how much you've spent getting it there!
I'm not saying you have to drop the value (is it agreed though) but why not try insuring it for half that and see how much the premium drops by?
Only being 22 though and driving a 16k car the insurance is never gonna be cheap sadly!
Might end up cheaper trailoring it to trackdays if that's all you do with it.