Your my hero no wonder there's a crowd of "laydeez" there,everyone loves a hero!

Shouldn't be any problems claiming,they'll offer him the choice of saying that the driver stole his car so you can then claim that way and the stupid old cunt will become a TWOCER (Taking Without Owners Consent) and should be charged with that AS WELL as the other things.
Or the owner could say that he DID allow him permission despite knowing that he wasn't insured in which case he will then be charged with allowing someone to drive his vehicle while knowing he wasn't insured.

I know young people get bad press for blasting about the place but I'm pretty certain there's far more old cunts out there drinking and driving.