I got my evo in August with a month left to run on my frs policy. Broker said the ins company wouldnt swap it from my frs so would quote me on new policy. I asked for EXACTLY the same details and conditions. I was pissed at losing a yrs bonus for sake of 4 weeks but thought fuck it.

Insured the car on 12th August. Didnt see the paperwork arrive before i went abroad on 31st Aug. 19 days!

Get home to find paperwork saying return the signed docs. Then another letter saying return the paperwork or it'll be cancelled...erm im away and they know that

BTW it's the SAME fucking company...Aviva. I moaned to the broker and he says its a different branch or something so still couldnt keep the bonus or swap the vehicle

So im checking the policy and it excludes driving other cars which i was allowed before. This is no use to me as it's handy to be able to move the odd car here and there. Nothing underhand just handy.

I looked at the cancellation terms and the booklet says 1 month 75% and 2 months 70 % money returned. I was annoyed enough at that but thought fuck it.

So i paid £630 for the policy and approx £590 of that was to aviva i think.

So after being insured for 7 weeks how much have i been offered back if i cancel??

£260.

Apparently the 2 month 70% thing doesnt include all cancellation charges.

I'm really REALLY fucked off.

What if anything can i do?

I have been offered another policy elsewhere for £625 which i'd take but losing that money sucks.

Broker didnt give me what i asked for, was slow in sending docs, now i get penalised.