Yes. First car's are normally expensive as it is, never mind being a group 14 car..even if you do get it on classic insurance. It's more down to the car & the power..but a workmate just bought a 1.3 Escort..first car, 20 yrs old & it's cost him nearly £1000 a yr TPFT.
Tesco are normally poo cos they don't know anything about modified cars.