Originally Posted by
Ebonycossie4x4
dojj thats the banks choice though. Unfortunately we have to live by that and have had to for years.
Bankers drafts taking 5 day pisses me off the most but we dont have a choice!
Barclays are shit but it sounds as if your credit rating isnt as good as you make out mate, why would not extend your mortgage if there really is so much equity in it?
Hi fella,I didn't want to extend the mortgage but as there's so much equity in my property I was offered a reserve account feature of up to £30k,more on request.when I reached 25k (my total still below 90k against a 300k property) they pulled the plug and told me my total reserve was £25k and guess what?I was at £25500!!that's why I mentioned earlier that I'd asked them to allow it up to the original £30k,4.5 k more but as I said,they point blank refused.I then asked for them to increase it by say £1k or so just to tide me over and they came up with some bumph about it not being for home improvements,that'll teach me for being honest!!!
And your right about my credit rating,I think it's shot too fuck!!I hope I'll not need to rely on it much in the future,get my fat ass in gear and sell sell sell!!!