tsb wont give my mum a new morgage on the house she is building when she owns the land outright, the house is now up to 1nd story and she owns next door with under 30k morgage value around 130k!
dicks, if she defaulted they would be loving it, she wont but worse case senario they win

been told by other places to put it down as 20k home improvement rather than new build cos she will get that

hmmm building a house on the side of the existing house, is that considered improvement