at the end of the day, the bank is a business. I hate the robbing cunts as much as the next person but for every one person who has a victory - 100 people must lose out.

they take gambles when lending money, and the majority of the time make a good decision and profit from it, however at the same time they can stand to lose everything they have lent out.

They do not care about your loyalty, they simply care about the bottom line - they use your loyalty to help there bottom line. over the past few months they have probably seen a reducing amount going into your account and decided as your income is constantly going down they would be at risk of losing there money and so not lent to you.

I get sick to death of all people saying ive put xxx into the banks all the years, and now I want to borrow from them they say no - understand the fact you have no right to borrow the money from them, it is a service they offer you.