£3200 sounds about right mate

all these £1000 traders policies arnt worth a shite mate

there will be loads of folk on here who tell you they have a traders policy and it covers them for everything for about £1,000 but if they ever tried to clim god help them

My traders is 4k but i have propper cover inc building / tools / towing / cover for any car what so ever / public liability / employers liability etc etc etc