Originally Posted by
Jim Galbally
but surely the argument is not that the level of cover drops from 3rd party to Zero when on the ring, but that the act of going to the ring would consider your main policy invalid and therefore also any 3rd party extension of it?
im sure tony said something along that lines that the insurers can deny cover for specific circumstances/exclusions and that also not disclosing information about what you intend to do could also consider a breach?
ie the moment i turn up at the nurburgring my main policy is invalid, therefore i have no cover?
3rd party isnt an extension, thats the CORE part of the policy.
And you dont have to disclose that you will be driving your car on the roads of europe.
Guess we will know more when this one in dispute goes through though, till then its just each of us giving our interpretation, although personally I think the road traffic act is pretty clear!