Hi All,

Whilst trying to reconcile my latest insurance situation with my car prior to an exciting trip to the ring, I came across the following quotation which seems to be reasonably useful...



"The Road Traffic Act 1988 prohibits a UK insurer from excluding minimum level cover anywhere in an EU member state in a place where insurance is mandatory. Any clause in an insurance policy seeking to exclude mandatory cover is of no effect. However, the cover required by law is minimum level cover. Therefore, third party only. If you require comprehensive cover then you should ask your insurance broker for this."

Now from my perspective, I am only concerned about third party liability. Generally if you smash your own car up, it is misadventure to a degree, and so I am reasonably comfortable with this consequence. What I am principally concerned about is the third party liability, which potentially could be significant.


By my understanding of the above quotation, IRRESPECTIVE of whether your insurance company choose to specifically exclude the Nurburgring, they will be obliged to pay up for any third party damage under the Road Traffic Act 1988. Would this seem logical?

Comments welcomed!

JJ